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Motor Vehicle Accident Compensation in New York You may be eligible to bring a lawsuit if have suffered injuries in an accident that New York considers serious. Your attorney can provide advice on whether your injuries fall within this threshold. Insurance companies are experts in disputing your losses. Insurance companies can offer settlements that aren't enough to compensate for your losses. Damages If you've been injured in a car accident, you could be entitled to compensation. The purpose of these damages is to cover your losses and expenses, such as medical bills, lost wages and property damage. Additionally, you can receive compensation for suffering and pain. This kind of compensation may be subjective and difficult to quantify. However, a competent tort lawyer can help you receive the most compensation for your injuries. If, for instance, you sustain an injury that results in permanent impairment of your leg or arm, compensation may include future expenses associated with the impairment. This could include surgeries and physical therapy, equipment, or prosthetics. A permanent loss of a limb or disfigurement could cause emotional trauma for a lifetime and a decreased quality of life. This is referred to as mental anxiety. Non-economic damages are more tangible and insurers frequently try to minimize these kinds of harms. However, a skilled tort lawyer at Morgan & Morgan can make sure you're awarded the full value of general damages in your case. Medical bills Medical bills can quickly pile in the event of an injury in an auto accident. You may feel overwhelmed by the expenses, especially if you are still recovering from your injuries. Luckily, there are several options for victims of car accidents can receive help paying their medical bills. In New York, every driver must have Personal Injury Protection (PIP) coverage that will pay the victim's medical bills after an accident. PIP will cover the loss of income in the event that a victim is unable work for upto 90 days. In addition to PIP and health insurance, a victim's insurance and Medicare can also be used to pay their medical expenses. The only condition is that the patient must prove that the costs are directly related to the incident. This can be accomplished by submitting receipts and bills from the doctor. Some doctors and hospitals might allow an accident victim to negotiate a payment plan in exchange for a lien on the victim's eventual personal injury verdict or settlement. These liens are also referred to as hospital liens or medical liens. If you do not resolve these liens in a reasonable time frame, the debts may be transferred to collections. Victims may also seek reimbursement for the expense of mileage incurred when transporting to and from medical appointments by keeping track and storing their mileage receipts. Loss of wages Being absent from work due to a motor vehicle accident could put you in a difficult financial position. Many Americans live paycheck to paycheck and losing only a few months or weeks of wages could be catastrophic. Car accident victims are usually in a position to recover lost wages through their lawsuits for car accidents. In most cases, the lost wages are calculated by calculating how much time an injured individual would have been able to work if it weren't for their injury. This can include missed shifts, overtime hours or any work that is performed while in hospital. To prove that the income was lost the plaintiff should request documentation from his employer. This can include letters that prove the duration of their time away from work, as well as their hourly rate or salary. Other documentation can include pay stubs and copies of the injured person's last tax return. It is important to file the demand package as soon as you can following a car accident. The person who was injured will be able to get the maximum benefit from their claim. In addition, evidence of the accident could be more convincing if it is made available as quickly as possible. Pain and suffering The physical pain and emotional remorse that result from a car accident is difficult to put a price on. It is crucial to seek compensation in your accident case for the damages. These are called non-economic damages. These damages could include pain and suffering, loss of enjoyment life, PTSD, and more. These costs are difficult to quantify because it could take some time to understand the full impact of your injury. Your lawyer may employ one of two methods to calculate the amount of pain and suffering. The multiplier method is the most widely used. It involves adding up all of your economic losses that you have suffered, including future and past medical expenses, lost income because of your injury, and property damage, then multiplying them by a number that ranges from 1.5 to 5 to arrive at your total economic damages. The higher the number is the more serious your injuries are judged to be. motor vehicle accident lawsuit portland is a second method to quantify suffering and pain. Your lawyer can ask the jury to determine a dollar amount per day you continue to suffer. This is especially beneficial for accident victims that work outside of the home or have children to care for while they recuperate.